01
Tell us where your FICO and financial situation currently stand.
One minute. No credit check.
NMLS #2440270Equal Housing Opportunity
Want a Second Look?
Were you told you need a 620 FICO to buy a home? It may be worth a second look.
Recently, Fannie Mae removed its 620 minimum credit score for new files. Freddie Mac doesn't require a minimum score for loans its system accepts.
And today, one of our largest lending partners has announced it has formally removed its own minimum credit score requirement on conventional, FHA, VA and USDA loans.
Underwriting still has to approve your income, debts, savings and credit history, program rules still apply, and your credit score still affects what the loan costs.
But if your credit score number is why you stopped shopping, it may not be the obstacle you were told it once was.
It starts with a conversation, not a credit pull.
One clear answer, three steps.
02
Talk it through.
Grab 30 minutes with our team to review guidelines and potential updated pre-approvals.
03
Get a straight answer.
Within 24 hours of that call we'll give you: you're ready to apply, you can be ready with a plan, or not yet, with what would change it.